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Your War On Debt Student Guide (Scripture References)

Financial Freedom Begins with Faithful Stewardship

For many years, I've had the privilege of helping individuals and families learn practical, biblical principles for managing their finances. As a former volunteer budget counselor with both Larry Burkett's Christian Financial Concepts and Crown Financial Ministries, and as a former Financial Peace University facilitator, I've discovered something very important.

The greatest financial problem is rarely money.

More often, it is a lack of understanding about biblical stewardship.

God has entrusted each of us with time, talents, abilities, opportunities, relationships, and financial resources. One day, every believer will give an account of how faithfully those gifts were managed. Good stewardship begins long before we ever prepare a budget.

That is why I completely revised my study guide.

Introducing...

Your War On Debt Student Guide (Scripture References)

This newly revised 34-page workbook is designed to help you understand God's principles for handling money while developing the heart of a faithful steward.

Rather than simply telling you what to do, this guide explains why God cares about stewardship and how His Word provides practical answers for everyday financial decisions.

Inside you'll discover:

• Biblical principles of stewardship
• God's perspective on money and possessions
• Practical steps toward financial freedom
• Scripture references throughout the guide for personal Bible study
• A sample zero-based budget worksheet
• Suggested spending category percentages
• Practical worksheets to help you build your own spending plan
• Encouragement to become a faithful steward rather than simply becoming debt-free

Whether you're just beginning your financial journey or simply want to become a better steward of what God has entrusted to you, I believe this guide will encourage and equip you.

Perfect for Personal Study or Small Groups

This guide is designed to be flexible.

It can be used:

• Individually as a personal Bible study
• By married couples seeking financial unity
• By churches and Sunday School classes
• Small discipleship groups
• One-on-one mentoring
• Financial coaching ministries

Because the workbook is being converted to PDF format, it can easily be shared by email, making it convenient for both individual and group studies.

More Than a Budget...

Budgets don't change lives.

God's Word does.

When our hearts change, our financial decisions begin to change as well.

My prayer is that this study guide will help you discover not only financial peace, but the joy that comes from faithfully managing everything God has entrusted to you.

As Jesus said:

"Well done, good and faithful servant..."

That is the goal—not simply becoming debt-free, but becoming faithful stewards who honor Christ in every area of life.

If you're interested in receiving a copy of the Your War On Debt Student Guide (Scripture References), simply contact me through this blog for current availability and pricing.

May the Lord richly bless you as you seek to become a faithful steward of all He has entrusted to your care.

#BiblicalStewardship #ChristianFinance #DebtFree #FinancialFreedom #MoneyManagement #Budgeting #FaithfulSteward #BibleStudy #ChristianLiving #WellDone #Stewardship #PersonalFinance #YourWarOnDebt #ImWellDone

🎓 Lesson Plan: “The Christian and His Money” Parts 1-3

 

To watch the YouTube video you may click on the image above or you may CLICK HERE.

1. Introduction

• Statement of Purpose: This teaching helps believers understand God’s view of money, how material wealth relates to spiritual riches, and how to steward finances biblically.

• Key Quote: "Your attitude to money actually reveals your attitude to God Himself."

2. Key Concepts

A. Two Levels of Wealth

• Material Wealth: Temporary and earthly.

• Spiritual Wealth: Eternal and lasting.

• Hebrews 11:24–26 (Moses’ choice): He considered reproach for Christ “greater riches than the treasures in Egypt”

B. Is Money Good or Evil?

• Jesus is worthy to receive “power, riches, wisdom, strength, honor, glory, blessing” (Rev 5:12)—so riches are intrinsically good

• Money can be misused, but misuse doesn’t make it evil.

C. Ownership and Stewardship

• Haggai 2:8: “The silver is mine, and the gold is mine, says the Lord.” Wealth belongs to God and is to be used for His purposes

3. Biblical Mandate to Teach on Money

• Bible is full of financial teaching: 2 Corinthians 8–9 has 39 verses on giving—three times more than 1 Corinthians 13 on love

• Acts 20:20, 26–27: Paul was committed to proclaiming the "whole counsel of God"—including financial matters

4. Jesus’ Teachings on Money

A. Two Masters (Matt 6:24)

• You cannot serve God and mammon (wealth); mammon represents a spiritual worldliness that competes with devotion to God

B. Generous Giving (Luke 6:38)

• “Give, and it will be given to you... good measure, pressed down, shaken together, and running over.”

• Principle: You will receive in proportion to what you give

C. Seek First the Kingdom (Matt 6:33)

• Prioritize God’s kingdom and righteousness; He will provide your material needs

D. Firstfruits and Prosperity (Prov 3:9–10)

• Honor the Lord with the firstfruits; barns—as a consequence—will be filled, vats overflowing

5. Principles of Right Giving (As summarized in Derek Prince’s outline)

1. By grace through faith, not legal obligation.

2. Give yourself first, then your resources.

3. Grace provides abundance (2 Cor 9:8).

4. Giving is sowing; sow generously to reap proportionally (2 Cor 9:6).

5. Giving is worship, not merely transaction

6. The Biblical Basis for Tithing

• Tithe = first tenth of income; easy with decimals.

• Abraham’s tithe to Melchizedek (Gen 14) shows tithing predates Mosaic Law and acknowledges God’s priesthood

• New Covenant = better covenant (Hebrews 8:6)—we should give even more generously than Israel did

7. Curses & Blessings in Giving

• Malachi 3:8–10: Robbing God by withholding tithes brings a curse; bringing full tithe results in heaven-opening blessing

• Keep finances where you receive “your food and seed to sow.” (“storehouse” principle)

8. Discussion Questions

1. Which concept challenged your current views on money and generosity?

2. How do you balance material stewardship with pursuit of spiritual riches?

3. What might honoring God with firstfruits look like in your personal budgeting?

9. Application Activity

• Budget exercise: Allocate 10% to tithe/charity first, then assign funds for savings, giving, daily needs, and kingdom-driven investing.

• Prayer: Commit your finances and stewardship to God. Invite the Holy Spirit to guide your giving.

10. Closing Encouragement

Derek Prince urges Christians to address money not with religious flippancy, but with biblical seriousness. As we prioritize God’s kingdom, acknowledge His ownership, and live generously, He promises material provision and deeper spiritual wealth.

The Importance of a Game Plan to Get Out of Debt and Live a Life of Financial Freedom

The Importance of a Game Plan to Get Out of Debt and Live a Life of Financial Freedom

Debt can feel like a heavy chain, holding us back from experiencing the true freedom God intended for our lives. While the world often normalizes living in debt, God's plan for our finances is radically different. He calls us to be wise stewards, free from the bondage of debt, so we can be a blessing to others.

Why Getting Out of Debt Matters

Debt isn’t just a financial burden; it’s a spiritual one. Proverbs 22:7 reminds us, “The borrower is a slave to the lender.” Debt limits our ability to give, to save, and to serve others. Without a solid game plan, debt can spiral out of control, consuming resources that could otherwise be used for God’s purposes.

Financial freedom isn’t about hoarding wealth. It’s about positioning ourselves to be generous, using money as a tool to advance God’s kingdom, support others in need, and bless our communities.

The Purpose of Financial Freedom

The ultimate goal of getting out of debt is not personal gain but the freedom to give. When we’re no longer weighed down by loans, credit card bills, and financial stress, we can shift our focus to helping others.

God doesn’t bless us financially just to increase our comfort. He equips us to be conduits of His grace and provision. Imagine the joy of being able to help a struggling family, support your church’s mission, or invest in a small business owner’s dream!

The Role of a Game Plan

Getting out of debt doesn’t happen by accident—it requires intentionality and discipline. Here’s a simple game plan to start the journey toward financial freedom:

1. Create a Budget: Understand where your money is going and prioritize paying down debt.
2. Snowball or Avalanche Method: Focus on paying off one debt at a time, either starting with the smallest balance or the highest interest rate.
3. Cut Expenses: Temporarily sacrifice luxuries to free up resources for debt repayment.
4. Increase Income: Find ways to bring in extra income, whether through a side business, overtime, or selling unused items.
5. Stay Focused: Keep your goal in mind and pray for God’s wisdom and guidance.

Using Financial Freedom to Bless Others

Once you’re out of debt, the real work begins—using your financial freedom to serve others. As God’s stewards, we are called to be generous. One way to do this is by supporting small business owners who may be struggling to access the funds and resources they need to grow.

This is where we step in. At David Allen Capital, we provide small businesses with the financial tools they need to thrive, including fast, simple funding and other essential services. By helping these businesses grow, we not only support their dreams but also uplift entire communities.

If you’re passionate about making a difference, consider how your financial freedom can be a resource for others. Visit DavidAllenCapital.com/WellDone to learn more about how we’re helping businesses achieve their goals and how you can partner with us.

Final Thoughts

Debt doesn’t have to define your life. By implementing a solid game plan, you can achieve financial freedom and become a blessing to others. Remember, money is not an end goal—it’s a tool. When used wisely and with God’s purposes in mind, it can transform lives, businesses, and communities.

Start today. Get out of debt. And experience the joy of living a life of generosity and purpose.

#FinancialFreedom #GetOutOfDebt #Stewardship #GivingBack #MarketplaceMinistry #SmallBusinessSupport #DavidAllenCapital #WellDone

NEED HELP WITH YOUR FINANCES: WE GOT YOU - A Money Management Study Based on Biblical Stewardship - Workbook

NEED HELP WITH YOUR FINANCES: WE GOT YOU - A Money Management Study Based on Biblical Stewardship Work - Available on Amazon
Hey everyone, welcome back to the channel! If you’re here, chances are you’re looking for real, actionable advice on how to manage your finances while staying true to your faith. Well, today I’m thrilled to talk about my book, ‘NEED HELP WITH YOUR FINANCES: WE GOT YOU – A Money Management Study Based on Biblical Stewardship,’ now available on Amazon.”


“This book isn’t just another financial guide; it’s a deep dive into money management through the lens of biblical principles. So, if you’re tired of feeling trapped by debt or uncertain about your financial future, this study is designed for you. And the best part? It’s built on wisdom from my years of experience as a Volunteer Budget Counselor and from my educational background with Larry Burkett’s Christian Financial Concepts, Crown Financial, and Financial Peace University back in 1996.”


“So, what can you expect? Inside, you’ll find practical tips to create and stick to a budget, proven strategies to tackle debt head-on, and insights on how stewardship and faith can transform your relationship with money.”


“But listen, I get it—money is tough, and making decisions that align with both your financial goals and your values isn’t always easy. That’s why this book doesn’t just teach you what to do; it shows you why biblical stewardship matters and how it can guide you to real financial peace.”


“Ready to start your journey? Head over to Amazon and get your copy for $23.95 for the paperback or $9.99 for the Kindle version. Your path to financial freedom is just a step away.”  The Amazon.com link is in the show notes below.


“Thanks for watching, and if you found this video helpful, don’t forget to like, subscribe, and hit that notification bell so you won’t miss any future updates. Until next time, stay blessed and stay financially wise!”
Amazon Link:https://www.amazon.com/NEED-HELP-YOUR-FINANCES-Stewardship/dp/B0C1J359NM/ref=sr_1_1?crid=DOITRDJN6Y2C&dib=eyJ2IjoiMSJ9.e8owuKLuHKVnaPUL_r2BOQ.VsSS_p2pCgjvADmhOZI7k_-1VhET4psinmYzM_UHEI0&dib_tag=se&keywords=%22need+help+with+your+finances%22+book&qid=1730649036&sprefix=need+help+with+your+finances+book%2Caps%2C104&sr=8-1