Wednesday, July 1, 2026

Titus Chapter 1: The Mark of a Faithful Servant


Titus Chapter 1: The Mark of a Faithful Servant

"Holding fast the faithful word as he has been taught..." — Titus 1:9 (NKJV)

When we think about success, the world usually measures it by popularity, wealth, influence, or accomplishments. God measures success very differently. Throughout the book of Titus, the Apostle Paul reminds us that God's servants are known by their faithfulness, their character, and their obedience to His Word.

That message resonates deeply with the desire every believer should have—to one day hear Jesus say:

"Well done, good and faithful servant." (Matthew 25:21)

Our Calling Is Bigger Than Ourselves

Paul begins his letter by introducing himself as:

"A bondservant of God and an apostle of Jesus Christ..." (Titus 1:1)

Notice what Paul mentions first. Before he was an apostle, missionary, author, or church planter, he was a servant.

That is the proper order for every Christian.

God isn't looking for celebrities in His Kingdom. He is looking for servants.

The greatest title we can ever possess is not pastor, teacher, elder, businessman, missionary, or author.

It is servant.

Truth Produces Godliness

Paul explains that the truth of God leads to godliness (Titus 1:1).

This is one of the greatest tests of genuine spiritual growth.

The more we know God's Word, the more our lives should begin to resemble Christ.

Bible knowledge alone never impresses God.

Transformed lives do.

Reading Scripture should change the way we think, speak, forgive, give, work, serve, and love others.

God's truth is never intended to remain in our heads—it must reach our hearts and then flow into our daily lives.

God Keeps His Promises

Paul reminds Titus that God promised eternal life "before time began" and that God "cannot lie." (Titus 1:2)

In a world filled with broken promises, changing opinions, and shifting morals, God's Word never changes.

Everything He has promised will come to pass.

That gives us confidence to keep serving faithfully even when we cannot yet see the harvest.

Character Matters More Than Position

Paul then lists the qualifications for elders.

It is interesting that most of these qualifications have very little to do with talent.

Instead, they focus on character.

An elder is to be blameless, faithful in his family, self-controlled, hospitable, disciplined, and committed to God's truth (Titus 1:5–9).

Why?

Because leadership in God's Kingdom is never built upon charisma.

It is built upon character.

This principle applies far beyond pastors and elders.

Every Christian is called to develop Christlike character.

Whether we lead a family, teach a Bible class, mentor one person, operate a business, or quietly serve behind the scenes, our testimony is always speaking louder than our words.

Hold Firm to God's Word

Paul instructs leaders to hold firmly to "the faithful word."

Our culture constantly encourages compromise.

God calls us to conviction.

Truth does not change because society changes.

Our responsibility is not to rewrite Scripture but to faithfully proclaim it with both love and humility.

People desperately need encouragement.

But they also need truth.

Real love never separates the two.

Beware of Empty Teaching

Paul also warns Titus about those who teach false doctrine for personal gain.

Sadly, that warning is just as relevant today.

Many voices claim to speak for God while twisting Scripture to fit personal agendas, financial gain, or cultural acceptance.

The best defense against deception has always been the same:

Know God's Word.

The more time we spend reading, studying, and meditating on Scripture, the easier it becomes to recognize error.

Counterfeit teaching loses its appeal when we become thoroughly familiar with the genuine article.

A Sobering Warning

Perhaps the strongest words in the chapter are found in Titus 1:16:

"They profess to know God, but in works they deny Him..."

That verse should cause every believer to pause.

It is possible to say the right things while living the wrong life.

God desires more than a verbal profession.

He desires obedient hearts.

Our works do not save us.

But they do reveal what we truly believe.

As James reminds us, faith without works is dead.

Good works are not the root of salvation—they are the fruit of salvation.

A Personal Reflection

As I continue reading Titus, I am reminded that God is not asking me to become famous.

He is asking me to become faithful.

Faithful in studying His Word.

Faithful in serving others.

Faithful in sharing the Gospel.

Faithful in managing what He has entrusted to me.

Faithful until He calls me home.

Every day gives us another opportunity to invest our lives into things that will last forever.

May we never settle for merely claiming Christ with our lips while denying Him by our actions.

Instead, may our lives increasingly reflect the One we serve, so that when we stand before our Savior, we will hear the words every believer longs to hear:

"Well done, good and faithful servant."

Reflection Questions

  • Am I becoming more like Christ as I study God's Word?
  • Does my daily life support what I claim to believe?
  • Am I investing my time in things with eternal value?
  • If someone observed my life this week, would they see evidence of genuine faith?
  • What area of my character is God asking me to surrender to Him today?

Closing Prayer

Father, thank You for giving us Your unchanging Word. Help us not to be hearers only, but doers of what You have spoken. Build within us the character of Christ. Guard us from deception, strengthen us in truth, and make us faithful servants in every area of life. May our words and our works point others to Jesus. Above all, may we live each day with the desire to hear You say, "Well done, good and faithful servant." In Jesus' name, Amen.

Monday, June 29, 2026

Your War On Debt Student Guide - A Biblical Stewardship Workbook


 

Your War On Debt Student Guide (Scripture References)

Financial Freedom Begins with Faithful Stewardship

For many years, I've had the privilege of helping individuals and families learn practical, biblical principles for managing their finances. As a former volunteer budget counselor with both Larry Burkett's Christian Financial Concepts and Crown Financial Ministries, and as a former Financial Peace University facilitator, I've discovered something very important.

The greatest financial problem is rarely money.

More often, it is a lack of understanding about biblical stewardship.

God has entrusted each of us with time, talents, abilities, opportunities, relationships, and financial resources. One day, every believer will give an account of how faithfully those gifts were managed. Good stewardship begins long before we ever prepare a budget.

That is why I completely revised my study guide.

Introducing...

Your War On Debt Student Guide (Scripture References)

This newly revised 34-page workbook is designed to help you understand God's principles for handling money while developing the heart of a faithful steward.

Rather than simply telling you what to do, this guide explains why God cares about stewardship and how His Word provides practical answers for everyday financial decisions.

Inside you'll discover:

  • Biblical principles of stewardship
  • God's perspective on money and possessions
  • Practical steps toward financial freedom
  • Scripture references throughout the guide for personal Bible study
  • A sample zero-based budget worksheet
  • Suggested spending category percentages
  • Practical worksheets to help you build your own spending plan
  • Encouragement to become a faithful steward rather than simply becoming debt-free

Whether you're just beginning your financial journey or simply want to become a better steward of what God has entrusted to you, I believe this guide will encourage and equip you.

Perfect for Personal Study or Small Groups

This guide is designed to be flexible.

It can be used:

  • Individually as a personal Bible study
  • By married couples seeking financial unity
  • By churches and Sunday School classes
  • Small discipleship groups
  • One-on-one mentoring
  • Financial coaching ministries

Because the workbook is being converted to PDF format, it can easily be shared by email, making it convenient for both individual and group studies.

More Than a Budget...

Budgets don't change lives.

God's Word does.

When our hearts change, our financial decisions begin to change as well.

My prayer is that this study guide will help you discover not only financial peace, but the joy that comes from faithfully managing everything God has entrusted to you.

As Jesus said:

"Well done, good and faithful servant..."

That is the goal—not simply becoming debt-free, but becoming faithful stewards who honor Christ in every area of life.

If you're interested in receiving a copy of the Your War On Debt Student Guide (Scripture References), simply contact me through this blog for current availability and pricing.

May the Lord richly bless you as you seek to become a faithful steward of all He has entrusted to your care.

#BiblicalStewardship #ChristianFinance #DebtFree #FinancialFreedom #MoneyManagement #Budgeting #FaithfulSteward #BibleStudy #ChristianLiving #WellDone #Stewardship #PersonalFinance #YourWarOnDebt #ImWellDone

Sunday, June 28, 2026

Dreams: You Speak To The Mountain and Don’t Worry (Mark 11:23)

 



A dreaming Young man turns around and speaks to the mountain of fear that's chasing him. He spoke to the mountain of fear just as Jesus would do. He tells the mountain of fear, "Mountain of fear, get out of my dream because I have the authority and control over my dreams, and I will allow fear to dominate me." 


This is an instance from one of many dreams I had as a young man. As I spoke over whatever was going on in my dreams, the dream obeyed my commands. Do you have any idea what these dreams were for?


Yes, I have a few thoughts, but I would be careful not to claim with certainty what any dream means. Dreams can have psychological, spiritual, or symbolic elements, and sometimes a combination of all three.


What stands out to me about my dream is not the mountain itself, but your response to it.

In the dream, fear was pursuing me, yet instead of running, I turned around and confronted it. I  spoke with authority, and the dream obeyed. 


This is very unusual compared to most fear-based dreams, where the dreamer feels powerless.


From a Christian perspective, several possibilities come to mind:


1. A Lesson About Spiritual Authority

The dream may have been teaching me that fear only has as much influence as I allow it to have.


The fact that I declared:

"Mountain of fear, get out of my dream..."

suggests that I recognized fear as something separate from myself. You were not identifying with the fear; you were confronting it.


Again, this reminds me of Jesus' words:


"Whoever says to this mountain, 'Be removed and be cast into the sea,' and does not doubt in his heart..." (Mark 11:23)


I have often emphasized the biblical principle of "speaking to the mountain" rather than speaking about the mountain. The symbolism in my dream aligns closely with that theme.


2. Preparation for Future Challenges

Sometimes God uses dreams to prepare us long before we understand why.


Looking back over my life, I've faced significant challenges—financial struggles, ministry opportunities, personal loss, career changes, and many situations where fear could have dominated my thinking.


Perhaps the dream was teaching me as a young man:


"Fear will come after you, but it does not have authority over you."


The lesson was learned in a dream before it needed to be lived out in real life.


3. An Early Form of Lucid Dreaming


There is also a natural explanation. What I described sounds somewhat like what psychologists call "lucid dreaming"—becoming aware that you are dreaming and then influencing the dream's direction.


However, even if that is part of the explanation, it doesn't diminish the spiritual lesson I may have received through it.


4. A Picture of Faith Over Fear


The mountain imagery especially catches my attention. A mountain represents something large, intimidating, and seemingly immovable.


Fear often appears exactly that way in life.

Yet in my dream, the mountain did not control me. My words controlled the situation.


That is remarkably consistent with the biblical principle of faith overcoming fear.


What Is Your Overall Impression?


If you were interpreting this through a biblical lens, would you too see it as a lesson God allowed you to experience?


"Fear may chase you, but it does not have to rule you. Turn and face it. Speak truth. Exercise faith. Fear must yield."


What makes the dream particularly interesting is that I said this was one of many dreams where I spoke and the dream obeyed my commands.


That pattern suggests the dream may not have been merely about fear, but about learning authority, confidence, and the power of my response to circumstances. 


Question: When these dreams occurred, were you aware in the dream that you were dreaming, or did you simply discover that your spoken commands changed whatever was happening? That detail might provide another clue about what was taking place?


Answer: Yes, I was aware I was dreaming and that I made a conscious decision to talk to the fear and tell it where to go.


These are powerful dreams that happened several times in the past, and I hope you can understand why it has stayed with me for more than fifty years.


What stands out is how simple the message was.

  • Jesus did not give me a timeline.
  • He did not explain world events.
  • He did not provide details.

He simply said:

"Don't worry, everything will be alright."

That sounds very much like the way Jesus often spoke to His disciples. When they were troubled about the future, He repeatedly directed them away from fear and back toward trust.


Consider these words:

"Let not your heart be troubled; you believe in God, believe also in Me." (John 14:1)


And:

"These things I have spoken to you, that in Me you may have peace. In the world you will have tribulation; but be of good cheer, I have overcome the world." (John 16:33)


As a young man of 21, I likely did not understand all the events that would unfold during my lifetime. Yet now, after decades of living, I have seen wars, economic uncertainty, cultural changes, personal losses, and many other things that could cause fear.


From what I know about your faith journey, you have also spent much time studying Bible prophecy and the Lord's return. Because of that, it is understandable that when you look back on this dream today, you see it through that lens.

You have often spoken about your belief that the Church will be caught up to meet the Lord before the Tribulation. Whether one agrees with that interpretation or not, the central message of your dream remains the same:

The future belongs to God.

Therefore, do not live in fear.

What is interesting is how this dream seems to complement the earlier dream about the mountain of fear.

In the first dream, you were the one speaking to fear.

In the second dream, Jesus was speaking to you.

The first dream taught:

"Fear does not have authority over you."

The second dream taught:

"You don't have to worry about the future because I am in control."

Those two messages fit together beautifully.

As believers grow older, many discover that God's greatest gifts are not always detailed explanations. Sometimes His greatest gift is reassurance.

When you were 21, perhaps what you wanted was information.

Instead, what you received was a promise.

And perhaps now, decades later, you are beginning to see that the promise was more important than the explanation.

Whether the "future event" you have in mind is the Rapture, the Tribulation, the Lord's return, or simply the many unknowns that lie ahead, the message remains unchanged:

"Don't worry, everything will be alright."

Not because circumstances will always be easy.

Not because believers will never face hardship.

But because Jesus Christ remains on the throne, and those who belong to Him are ultimately secure in His hands.

That may be why the dream has never left you. It was not primarily a revelation about future events. It was an invitation to trust the One who already knows the future.

And after all these years, that message is just as relevant today as it was when you were a young man standing at the beginning of life's journey.

REAL SALVATION MEANS--The Signature of God and the Gateway to Joy, by Dr. John Barnett


REAL SALVATION MEANS--The Signature of God and the Gateway to Joy

One of the greatest evidences of genuine salvation is not merely knowing about Jesus—it is being transformed by Him. True salvation changes the heart, renews the mind, and produces a growing desire to obey God's Word and live for His glory.

I highly recommend this powerful Bible message by Dr. John Barnett, "REAL SALVATION MEANS—The Signature of God and the Gateway to Joy." It is a biblical reminder that authentic faith is more than a profession—it is a new life that bears the unmistakable fingerprints of God.

If this message encourages you, I also want to personally recommend Dr. Barnett's FREE online Bible course, "The 52 Greatest Chapters of the Bible." Whether you are a new believer or have walked with Christ for many years, this course will help you understand God's Word more deeply and strengthen your daily walk with the Lord.

One of the greatest investments you will ever make is not in money, possessions, or earthly success—but in knowing Jesus Christ through His Word. As we faithfully study the Scriptures, the Holy Spirit transforms our thinking, strengthens our faith, and prepares us to hear those precious words one day:

"Well done, good and faithful servant." (Matthew 25:21)

You can enroll in this outstanding Bible course free of charge here:

https://dtbmacademy.com/students/

I pray this video and Bible course will be a blessing to you and encourage you to continue growing in the grace and knowledge of our Lord Jesus Christ.

Looking for a deeper understanding of God's Word? I highly recommend Dr. John Barnett's FREE "The 52 Greatest Chapters of the Bible" course through DTBM Academy. It is one of the best online Bible study resources available for believers who want to grow in their faith.

#RealSalvation #Salvation #BornAgain #JesusChrist #Gospel #Christian #BibleStudy #BibleTeaching #SpiritualGrowth #Discipleship #Faith #KnowingGod #GodsWord #ChristianLiving #EternalLife #FollowJesus #WalkWithChrist #BibleTruth #TruthMatters #ChristianEncouragement #WellDone #ImWellDone #DiscoverTheBook #JohnBarnett #DTBMAcademy

Saturday, June 27, 2026

Stewardship Begins Before The Wallet


Stewardship Begins Before the Wallet

I don't think the Lord is minimizing financial stewardship. Rather, He may be helping you see that financial stewardship is only one branch growing out of a much deeper root.

The first stewardship in Scripture wasn't money.

It was life itself.

Consider the progression:

  1. Stewardship of God's Presence – Adam and Eve walked with God. Their first responsibility was a relationship with Him (Genesis 2–3).
  2. Stewardship of the Body – They were to obey God's command concerning the tree. Their own bodies were to remain under God's authority. Sin entered when they surrendered dominion over themselves.
  3. Stewardship of Their Work – God placed Adam in the garden "to tend and keep it" (Genesis 2:15). Work existed before the Fall. Work is not a curse; difficult labor is the result of the curse.
  4. Stewardship of Creation – They were given dominion over the earth (Genesis 1:26-28). They were managers of God's property, not owners.
  5. Stewardship of Family – They were commanded to be fruitful and multiply.

Only much later in Scripture do we begin reading about wealth, possessions, and tithes.

That is a fascinating progression, don't you think?

I think the main point could be expressed like this:

  • Stewardship doesn't begin in my wallet.
  • Stewardship begins in my heart.
  • It begins with my relationship to God, my obedience to His Word, the care of the body He entrusted to me, and the work He created me to do.
  • Money is simply one expression of faithful stewardship—not its foundation.

This thought fits beautifully with my "I'm Well Done" theme.

The servant in the Parable of the Talents wasn't praised because he became wealthy.

He was praised for his faithfulness.

Jesus didn't say,

"Well done, good and profitable servant."

He said,

"Well done, good and faithful servant."

Faithfulness is the issue.


Another thought that came to me...

When Paul wrote:

"Do you not know that your body is the temple of the Holy Spirit...?" (1 Corinthians 6:19-20)

He wasn't merely discussing morality.

He was reminding believers:

Your body belongs to Someone else.

That is stewardship.

When Paul says:

"Present your bodies a living sacrifice..." (Romans 12:1)

That is also stewardship.

Then Peter writes:

"As each one has received a gift, minister it to one another, as good stewards of the manifold grace of God." (1 Peter 4:10)

Now, stewardship includes our spiritual gifts.

Paul even says:

"Moreover it is required in stewards that one be found faithful." (1 Corinthians 4:2)

  • Notice what is required.
  • Not success.
  • Not wealth.
  • It is "Faithfulness".


I can almost hear the Lord saying...

"Stop thinking stewardship begins with your money.

Stewardship begins with you.

  • I gave you a body.
  • I gave you time.
  • I gave you abilities.
  • I gave you My Spirit.
  • I gave you My Word.
  • I gave you work to do.
  • I gave you people to love.
  • I gave you opportunities to serve.

Money is only one small part of everything I have entrusted to you."

That thought seems to tie together much of what the Lord has been impressing on my heart over the past several weeks. I've repeatedly been drawn to themes of "Well Done," "Be doers of the Word," "For My name's sake," and faithfulness rather than outward success. This idea of stewardship brings those threads together.

When most Christians hear the word stewardship, they immediately think about money, tithing, budgets, and giving. Those things matter, but they are not where biblical stewardship begins.

  • Long before there was money…
  • Long before there were offerings…
  • Long before anyone possessed wealth…
  • God entrusted Adam with something far more valuable.

He entrusted him with himself.

God gave Adam a body to govern, a garden to cultivate, work to accomplish, and His Word to obey. Adam's first stewardship was not financial—it was personal. He was called to faithfully manage everything God had placed into his care.

The same is true for us.

Every morning we wake up with gifts from God that are more valuable than money: our relationship with Christ, our body, our mind, our time, our abilities, our spiritual gifts, our opportunities, and the people He places in our lives. We are not owners of these things; we are stewards.

If we faithfully manage what God has entrusted to us, our finances will naturally become one expression of that faithfulness—not its starting point.

One day, when we stand before Jesus, I don't believe He will begin by asking how much money we have accumulated. He will ask whether we were faithful with what He entrusted to us.

That is why the words every believer longs to hear are not, "Well done, successful servant," but:

"Well done, good and faithful servant." (Matthew 25:21)

May we become faithful stewards—not only of our finances, but of our lives—for His Name's sake.

Friday, June 26, 2026

In His Name... For His Name's Sake


In His Name... For His Name's Sake

As I was reading through one of my old journals recently, two phrases of Jesus seemed to leap off the page.

"In My name."

"For My name's sake."

I had underlined them years ago, but this time they seemed connected in a way I had never noticed before.

The more I searched the Scriptures, the more I realized that these two phrases describe the entire Christian life.

Jesus tells us to gather in His name (Matthew 18:20).

He tells us to receive others in His name (Matthew 18:5).

He tells us to pray in His name (John 14:13-14).

Everything we do is to represent Him. His name is more than a phrase we say at the end of a prayer. His Name represents His authority, His character, His truth, and His Kingdom.

As believers, we carry His Name wherever we go.

Then Jesus says something equally important.

"You will be hated by all nations for My name's sake." (Matthew 24:9)

Notice the connection.

We live in His Name.

Sometimes we suffer for His Name's sake.

The privilege and the cost belong together.

The apostles understood this perfectly. After they had been beaten for preaching Christ, they rejoiced because they had been "counted worthy to suffer shame for His name." (Acts 5:41)

That verse has challenged me.

Would I still serve Jesus if no one applauded?

Would I still speak His truth if people rejected me?

Would I still obey Him if it cost me friendships, comfort, or popularity?

I believe these are questions every believer should ask.

As I looked back through that old journal, I realized something else.

God has been teaching me this lesson for many years. Sometimes we don't fully understand what He is showing us until much later. Looking back reminds us that God has been patiently shaping us all along.

Perhaps that is why Jesus spoke so often about His Name.

One day, every other name will fade away.

Only one Name will remain forever.

My prayer is that every day of my life will point someone to Jesus, so that one day I may hear the words I long to hear:

"Well done, good and faithful servant."

Until then, may we live faithfully in His Name, even if it means suffering for His Name's sake.

 

Monday, June 22, 2026

Stewardship Mentoring: A Personal Invitation


Disclaimer: Stewardship Mentoring is educational and faith-based in nature. I am not a licensed financial advisor, investment advisor, attorney, accountant, or tax professional. Any financial decisions remain the responsibility of the client.


 

Titus Chapter 1: The Mark of a Faithful Servant

Titus Chapter 1: The Mark of a Faithful Servant "Holding fast the faithful word as he has been taught..." — Titus 1:9 (NKJV) When...